Essential Skill 1: Reading Text
Reading sentences or paragraphs. For example: notes, letters, emails, magazines, manuals, regulations, books, reports, product labels, legal agreements. Includes words on paper and words on a screen.
Essential Skill 2: Document Use
Understanding visual images such as graphs, lists, tables, drawings, symbols, signs, maps, labels, forms, x-rays. The visual display or arrangement gives meaning to the content.
Essential Skill 3: Numeracy
Using numbers and being able to think in terms of “amounts”. For example: Money math, Scheduling or budgeting/accounting, Measurement/calculation, Data analysis, and Estimation may require solving problems by using numbers.
Essential Skill 4: Writing
Writing words to share ideas. For example: Writing notes, emails, letters, reports, orders, logbook entries, text messages. Includes “pen and paper” writing and keyboarding.
Essential Skill 5: Oral Communication
Speaking and listening to share thoughts or information. For example: greeting, telling stories, giving advice, sharing ideas, facilitating, coordinating tasks, explaining, discussing. Can be face-to-face, or using technology.
Essential Skill 6: Working With Others
Interacting with family, friends, community members, students and co-workers to accomplish tasks together.
Essential Skill 7: Thinking Skills
Using your brain to: Solve problems, Make decisions, Think critically, Plan and organize tasks, Remember and Find information
Essential Skill 8: Digital Technology
Using technology. For example: computers, cell phones, GPs, digital cameras, iPods, and MP3s, gaming devices, computerized cash registers, Blackberries, iPhones. Includes using the Internet and email.
Essential Skill 9: Continuous Learning
Gaining skills and knowledge throughout life. Includes: Learning how to learn, Understanding your learning style, Knowing how to find resources and learning opportunities.
Financial Literacy for Youth
Focus: Secondary Students
Summary: Tests of high school seniors conducted by the Jump$tart Coalition for Personal Financial Literacy (Jump$tart) in the USA indicate that Native American youth are less prepared to make informed financial choices than most of their peers. Comparing the five Jump$tart surveys that have been conducted since 1997, it is clear that while Native students are not always at the back of the pack, their financial literacy scores are consistently among the worst in the overall population of high school seniors. In 2006, Native American students’ average financial literacy score was only 84 percent of the overall national average; nearly 87 percent of Native students received a “failing” score, compared to 62 percent of all students.